Ledgerly — SMB Lending Platform
An SMB lending platform with AI-assisted underwriting that cut loan decision time from nine days to under four hours.
Ledgerly Financial
9 days → 4 hrs
loan decision turnaround
3.4×
application volume handled, same team
100%
decision audit trail for regulators
The Challenge
Ledgerly's underwriters manually reviewed bank statements, tax documents, and business financials for every application — a nine-day process that lost borrowers to faster fintech competitors.
The Solution
We built a digital lending platform: borrower application portal, AI document extraction that parses statements and tax forms into structured financials, a rules-plus-ML underwriting workbench with full explainability for compliance, and automated decision letters. Human underwriters review and approve — the busywork is gone.
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